{www.jansuraksha.gov.in} Atal Pension Yojana 2023 – Application Form, Details, Eligibility, Apply Online

{www.jansuraksha.gov.in} Atal Pension Yojana 2023 – Application Form, Details, Eligibility, Apply Online through official website. Check PM Atal Pension Yojana Complete Information on this page.

Atal Pension Yojana 2023 Online Apply – www.jansuraksha.gov.in [Application Form]

Atal Pension Yojana 2023 Form Online Apply (APY Scheme) – Those who are working in a place where they are not receiving PF amount or they are working in an unorganized company, and then they can apply in the Atal Pension Yojana 2023. The Atal Pension Scheme is replaced with the previous scheme Swavalamban Yojana. How can you apply for Atal Pension Yojana? What should be the qualification? Through this article, you can get answers to all these questions.

{www.jansuraksha.gov.in} Atal Pension Yojana – Application Form, Details, Eligibility, Apply Online

www.pfrda.org.in Atal Pension Yojana (APY) 2023 – {Main Objective}

The main objective of APY is to provide pension facility to the people working in unorganized company at the time of completing of 60 years. Under this scheme, along with the amount you deposit, the Government also contributes 50% of the total contribution, or Rs 1000 per month, whichever is lower in your pension account on its behalf. This Atal Pension Yojana is a security given as pension after you reach the age of 60 so that you can use it for any health issue or other works. The collected amount under this scheme should be managed by the Pension Fund Regulatory Authority of India (PFRDA).

Atal Pension Yojana 2023 Eligibility Criteria

Here we provide some eligibility criteria which are required to fulfill for all the candidates who want to apply for the Atal Pension Scheme 2023.

  • The person who wants to apply must be an Indian citizen.
  • The age limit of the candidate must be between 18 to 40 years old.
  • The contribution should be making for a minimum of 20 years.
  • A bank account is required. (This is linked with the Aadhar card).
  • Valid Mobile Number.
  • Candidates not already have an APY Account.

How To Apply Online For Atal Pension Yojana 2023 – Registration Process

Candidates who want to apply for this scheme are required to follow the below-mentioned steps:-

  • Candidates can apply in all nationalized banks for APY Account.
  • The applicant can also apply online for the Atal Pension Scheme 2023 through the official site.
  • The APY Forms are also available in different languages such as English, Hindi, Bangla, Gujarati, Kannada, Marathi, Odia, Tamil, and Telugu.
  • The application form is required to fill by the candidate and then submit it to your bank.
  • The valid number also required to provide to the bank.
  • A photograph of the Aadhar card is necessary.

The candidates get the confirmation message after approval of the application.

{APY} Atal Pension Yojana Contribution Chart

Age of entry Years of contribution Monthly pension of Rs.1000/- Monthly pension of Rs.2000/- Monthly pension of Rs.3000/- Monthly pension of Rs.4000/- Monthly pension of Rs.5000/-
18 42 42 84 126 168 210
19 41 46 92 138 183 224
20 40 50 100 150 198 248
21 39 54 108 162 215 269
22 38 59 117 177 234 292
23 37 64 127 192 254 318
24 36 70 139 208 277 346
25 35 76 151 226 301 376
26 34 82 164 246 327 409
27 33 90 178 268 356 446
28 32 97 194 292 388 485
29 31 106 212 318 423 529
30 30 116 231 347 462 577
31 29 126 252 379 504 630
32 28 138 276 414 551 689
33 27 151 302 453 602 752
34 26 165 330 495 659 824
35 25 181 362 543 722 902
36 24 198 396 594 792 990
37 23 218 436 654 870 1087
38 22 240 480 720 957 1196
39 21 264 528 792 1054 1318
40 20 291 582 873 1164 1454

Atal Pension Yojana Penalty Amount

If any candidate delayed in the payment of Atal Pension Scheme then he will be charged under below mentioned table:-

Contribution up to Rs. 100 Per Month Rs. 1 as Penalty
Contribution between 101 to 500 Per Month Rs. 2 as Penalty
Contribution between 500 to 1000 Per Month Rs. 5 as Penalty
Contribution between 1001Per Month Rs. 10 as Penalty

Benefits of Atal Pension Yojana (APY) 2023

  • The candidate has a guarantee to receive per month pension after retirement from the government.
  • Under Section 80CCD, Individual are eligible to take the benefit of the Atal Pension Scheme.
  • All bank account holders can apply for the APY Scheme.
  • The pension amount will be started after the age of 60 years of the individual.
  • Private sector employees who are not receiving any pension amount now can get a pension from this scheme.

The pension amount can be withdrawal after getting the age of 60 years and if the individual dies before the age of 60 then your spouse can get the pension. If your spouse also dies then-nominee can get the pension and also he can continue the APY Account. The Atal Pension Scheme is a risk-free scheme where the candidate gets the pension amount after the age of 60 years.

APY Scheme Additional Information Click Here

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